LIBERTY PAY Terms & Conditions / Privacy Policy


The following are the terms and conditions for use of the LibertyPay Service ("LibertyPay Service" or "the Service") by any customer (hereinafter referred to as "the User"). IMPORTANT: In terms of section 11 of the Electronic Communications and Transactions (ECT) Act 25 of 2002 and the common law of contract, these terms and conditions are valid binding and enforceable against all persons that access the Liberty Pay website, web pages or any part thereof.   If you do not agree to be bound by these terms and conditions you may not use the LibertyPay website. Reasonable use of the LibertyPay website shall automatically bound the user to this agreement. This is an agreement between You ("You") and LIBERTYPAY , operating under the website name (the "Company"). "We" and "Us" means both You and the Company. The effective date of this Agreement is when You accept this Agreement in accordance with the procedure set out above. You must agree to abide by all of the Terms and Conditions contained in this Agreement in order to become or remain an authorized user of the services offered in this website. BY PLACING LIBERTYPAYPRODUCTS ON A WEBSITE AND/OR ACCESSING ANY PART OF THE LIBERTYPAYSERVICE, THE USER IS AGREEING TO ALL THE TERMS AND CONDITIONS OF THIS SERVICE AGREEMENT, AND CONSENT TO BE BOUND BY AND BECOME A PARTY TO THIS SERVICE AGREEMENT. SHOULD THE USER NOT AGREE TO ALL THE TERMS AND CONDITIONS OF THIS SERVICE AGREEMENT, OR CANNOT COMPLY WITH THESE TERMS AND CONDITIONS, HE/SHE/IT SHOULD CLOSE THE BROWSER WINDOW; THEREFORE, TERMINATING THE REGISTRATION PROCESS WILLFULLY, AND AGREEING TO STOP ALL USE OF THE SERVICE AND SURRENDERING ANY AND ALL AUTHORITY TO USE THE SERVICE. IF THE USER IS DEEMED TO HAVE ORDERED THE SERVICE, LIBERTYPAY 'S ACCEPTANCE IS EXPRESSLY CONDITIONED UPON ASSENT TO ALL THE TERMS AND CONDITIONS OF THIS SERVICE AGREEMENT, TO THE EXCLUSION OF ALL OTHER TERMS; IF THESE TERMS ARE CONSIDERED AN OFFER BY LIBERTYPAY , ACCEPTANCE IS EXPRESSLY LIMITED TO THESE TERMS. THE USER AGREES THAT ALL TERMS AND CONDITIONS HEREWITH PUBLISHED SHALL BE BINDING AND THAT SHOULD THERE BE A CONTRADICTION BETWEEN PRODUCT- SPECIFIC TERMS AND CONDITIONS, AND GENERAL TERMS AND CONDITIONS, THE PRODUCT-SPECIFIC TERMS AND CONDITIONS SHALL APPLY DEFINITIONS AND INTERPRETATION The LibertyPay website means the LibertyPay website located at, including any page, part or element thereof, as owned and operated by LibertyPay . LibertyPay, operating under Liberty Technologies Limited, registration, including its subsidiaries, owners, shareholders and business units. User/User means any person or entity who enters or uses the LibertyPay website, notwithstanding the fact that such person only visits the home page of the LibertyPay website. Hyperlinks herein should be deemed to be part of these terms and conditions in terms of section 11(3) of the ECT Act . 1. THE SERVICE The Service consists of a browser interface, Payment application, Payment gateway access, e-mail facility, data encryption, data transmission, data access, data storage and, if applicable, synchronization software. The User is responsible for obtaining and maintaining all computer hardware, software and communications equipment needed to access the Service, and for paying all access charges (e.g., ISP, telecommunications) incurred while using the Service. These costs will be displayed during the registration process. All fees are payable upfront, prior to credits being activated. LibertyPay makes no guarantees as to the continuous availability of the Service or any specific feature(s) of the Service. LibertyPay reserves the right to change or terminate the Service and/ or alter the terms and conditions of this Agreement at any time with on 14 days ' notice. All fees paid to LibertyPay when such termination occurs are addressed in the sections below. Payments shall be deemed to have been delivered when LibertyPay has sent the Payments to the immediate Beneficiaries that the user has required to be payed using  LibertyPay 's software server or API. Although LibertyPay focuses on providing extensive coverage aggregation services, Payment networks may choose from time to time to not be part of LibertyPay or its service providers' networks. This may result in Payments not being delivered and eventually reversed. 2. USE OF PROPRIETARY SOFTWARE Subject to the terms and conditions of this Service Agreement, LibertyPay grants the User an individual, personal, non-sub licensable, non-exclusive and non-transferable license ("the License") to use its proprietary software and/or application service, in object code form only, and only in accordance with the applicable end user documentation, if any, and only in conjunction with the LibertyPay Service Agreement. The User will not, directly or indirectly, reverse engineer, de-compile, disassemble or otherwise attempt to establish the source code or underlying ideas or algorithms of the software; modify, translate, or create derivative works based on the software/ application; or copy (except for archival purposes), rent, lease, distribute, assign, or otherwise transfer rights to the software/application; use the software/application for timesharing or service bureau purposes or otherwise for the benefit of a third party; or remove any proprietary notices or labels with regard to LibertyPay products and/or services. As between the parties, the User acknowledges that LibertyPay , and its licensors retain ownership of all propriety applications, software, intellectual property "IP" (Intellectual Property) and any portions or copies thereof, and all rights therein. Upon termination of this Service Agreement for any reason, this License will terminate and the User shall destroy and cease to use all software and applications. THE SOFTWARE IS PROVIDED AND APPLICATIONS ARE OFFERED, "AS IS" AND SUBJECT TO THE WARRANTY DISCLAIMERS AND LIMITATIONS OF LIABILITY FOUND IN THIS SERVICE AGREEMENT AND SUBJECT TO TESTING BY THE USER OR User PRIOR TO ENTERING INTO THIS AGREEMENT. 3. MEMBER ACCOUNT, PASSWORD, AND SECURITY To open an account for usage of the Service, the User must complete the registration process by providing LibertyPay with current, complete and accurate information as prompted by the Membership/registration Form. Inaccurate details will result in suspension. The User will also choose a password and an account name will be assigned. The User is entirely responsible for maintaining confidentiality with regard to its password and account information. Furthermore, the User is entirely responsible for any and all activities that occur under its account. LibertyPay will not be held liable to any third party claims and/or actions taken with respect to services offered. The User agrees to notify LibertyPay immediately of any unauthorized use of its account or any other breach of security. 4. MEMBER PRIVACY It is LibertyPay 's policy to respect the privacy of the User. LibertyPay will not monitor, edit, or disclose any personal information about the User or the User's LibertyPay account, including its contents, without the User's prior permission unless LibertyPay has a good faith belief that such action is necessary to: (1) conform to legal requirements or comply with legal process; (2) protect and defend the rights or property of LibertyPay ; (3) enforce this Service Agreement or protect LibertyPay 's business or reputation, including without limitation upon termination, cancellation or suspension of this Agreement by LibertyPay ; (4) respond to request for identification in connection with claim of copyright or trademark infringement by the User, or a claim by a third party that the User is using the Service in connection with an infringing, illegal or improper activity; or (5) act to protect the interests of the User or others. For more information, see LibertyPay 's Privacy Policy . The User agrees that LibertyPay may access its account, including its contents, as stated above or to respond to service or technical issues. THE USER HEREBY GRANTS LIBERTYPAYTHE RIGHT TO SEND THE USER COMMUNICATION VIA E-MAIL OF ANY UPDATES, UPGRADES, NOTICES, OR OTHER INFORMATION THAT LIBERTYPAYDEEMS IMPORTANT FOR THE USER TO KNOW.


LibertyPay is a tool to helps you facilitate payments, Savings, gives access to loans and other financial services. To function properly it needs to have full access to various types of private data stored on your phone. This will allow the infratstucture perform certain services like buying airtime or data for any third party saved on your contacts, send payments via phone number to a contact saved on your device, perform offline transactions using ussd dial and response from the application. LibertyPay does not store private data on your phone nor does it send it to any other service except the one defined by you. Your usage data is not shared with anybody, there are no ads, analytics or other type of tracking code embedded in the application. Access to personal information The following personally identifiable information is accessed by LibertyPay: • full name • mobile phone number • email address • emails • contacts (address book) • text messages • call logs • call dialler, android.permission.INTERNET, android.permission.READ_CONTACTS, android.permission.READ_EXTERNAL_STORAGE, android.permission.READ_PHONE_STATE, android.permission.READ_PROFILE, android.permission.READ_SMS, android.permission.RECEIVE_SMS, android.permission.REQUEST_INSTALL_PACKAGES, android.permission.SEND_SMS, android.permission.WAKE_LOCK, android.permission.WRITE_EXTERNAL_STORAGE, The access takes place with the sole purpose of transmitting payments to the  selected information access you  provide. How we protect your Personal Information To help protect the privacy of data and personal information we collect and hold, we maintain physical, technical and administrative safeguards. We update and test our security technology on an ongoing basis. We train our employees about the importance of confidentiality and maintaining the privacy and security of your information. Access to your Personal Information is restricted to employees who need it to provide benefits or services to you. No personally identifiable information is shared with the advertising service providers and you can opt-out of the advertisements from the Settings screen of the apps. Transactional information.Contact us Contact us about your privacy concerns. Privacy Policy Liberty Pay built the LibertyPay app as a Free app. This SERVICE is provided by Liberty Assured at no cost and is intended for use as is. This page is used to inform visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service.If you choose to use our Service, then you agree to the collection and use of information in relation to this policy. The Personal Information that we collect is used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at LibertyPay unless otherwise defined in this Privacy Policy.Information Collection and UseFor a better experience, while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to com.LibertyTech. The information that we request will be retained by us and used as described in this privacy policy.The app does use third party services that may collect information used to identify you.Link to privacy policy of third party service providers used by the app 

 Log DataWe want to inform you that whenever you use our Service, in a case of an error in the app we collect data and information (through third party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use of the Service, and other statistics.CookiesCookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device's internal memory.This Service does not use these “cookies” explicitly. However, the app may use third party code and libraries that use “cookies” to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.Service ProvidersWe may employ third-party companies and individuals due to the following reasons: 

  • To facilitate our Service;
  • To provide the Service on our behalf;
  • To perform Service-related services; or
  • To assist us in analyzing how our Service is used.

 We want to inform users of this Service that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.SecurityWe value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.Links to Other SitesThis Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.Children’s PrivacyThese Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13 years of age. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.Changes to This Privacy PolicyWe may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page.This policy is effective as of 2021-09-07Contact UsIf you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at privacy policy page was created at and modified/generated by App Privacy Policy Generator

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